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How long does Money Transfer take?

For ECC 6.0, Would anyone be so kind to please explain how long does money transfer from one to another account take if (4 different situations):

1. I finalize the money transfer with Save button in FB60 command window after coming here from F-53 command

2. I finalize the money transfer with Save button in FB70 command window after coming here from F-28 command

3. I finalize the money transfer with Save button in FB50

4. I finalize the money transfer with Save button in FB75 command window after coming here from F65 command

I know it depends on payment method chosen in FBZP and also know that I can track it in FBL1N, FBL3N and FBL5N commands but this doesn't provide information I am looking for.

How could I calculate WHEN money departs from account and WHEN money arrives to recipient account? As accurate as possible. Don't know how long does that take.

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