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Premature withdrawal of Fixed Deposit


We have a fixed deposit (term deposit) which was initially taken for 6 months duration @ 10%

Now at the end of 4 months, we would like to do a premature withdrawal of fixed deposit. As per the revised period, we are required to change the interest rate from 10% to 7% for the duration of 4 months.

-- System does not allow changing the interest rate from 10% to 4%

-- Using other flows will not serve the purpose as the scenario will require payment of additional interest received from bank

Kindly suggest how should we cater to the above scenario. Any suggestion in this regard will be sincerely appreciated.

Warm regards,

Akhil Poddar

Former Member
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