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Credit limit calculation

Hi

Our requirement is as follows

Initially each customer will be given particular credit limit. Then system should automatically calculate and reset credit limit of each customer after every 3 months in credit master of each customer.Credit limit should be calculated on the following formula. New credit limit=Top 6 payments*1200/60. For each customer,credit limit should be automatically calculated and reset in FD32 i.e. Credit master of each customer after every 3 months. 

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