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LTD- monthly salary cap

We have a requirement at my company related to LTD, whereas anyone making an annual salary of $120,000 or more would have a monthly salary cap of $10,000 (12 x 10,000 = 120000). I have tried defining this in the coverage rules but this does not seem to be working. Has anybody else had a similar requirement? If this can be done via an existing user exit, please let me know. Thanks

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