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Difference between Default and Automatic offer in Benefits

Former Member
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Hi Experts,

Can anyone give me the exact difference between default and automatic offer in Benefits?

Thanks in advance,

Venkatesh.

Accepted Solutions (0)

Answers (2)

Answers (2)

Former Member
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Hi Shiva,

Thanks a lot for your valuable reply.But is ther any duration for the coverage continuation from the day of enrollment incase of Default Offer? If so, Where do we set the default time period?

Thanks,

Venkatesh

Former Member
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Hi Venkatesh.

These Two Comes Under Enrollements.

Default

u2022 Enrollment of new hires in default plans as an interim measure, until they have made their benefits choices

A plan in which employees can be enrolled before they communicate their benefits elections to the benefits office

Default plans are typically used for giving short-term coverage to new hires and therefore often allow little flexibility to the employee regarding the plan terms.

Automatic

u2022 Enrollment of new hires in plans that are automatically offered

A plan in which employees are enrolled without the requirement that they consent to the enrollment or make any elections within the plan An employee is enrolled in all relevant automatic plans at all times.

Automatic plans are often provided at no extra cost to the employee and often allow little flexibility to the employee regarding the plan terms.

Thanks & Regards.

Shiva vs.